Total loss per auto insurance company.?
I was recently involved in an accident where the guy behind me didn't stop and crashed into the back of my car, causing moderate damage to the bumper and the body of my car. I was somewhat relieved that the other guy had insurance and thought everything would be taken care of by his insurance company.Took my car to a shop the company suggested and received a preliminary estimate for the repairs. At this point I was still feeling comfortable that everything would be all right and my car would get repaired without any problems. But a couple of days ago I received a phone call from the body shop representative telling me that the estimate was being re evaluated by the insurance company and there was a chance my car would be deemed a total loss.I own a 14 year old car that has 135,000 miles and runs great even after the accident. Unfortunately my trunk doesn't open and one of the rear tires comes in contact with the fender when I make certain turns. Even though it's an old car, it's very reliable and I'm sure would last me another 10 years.The car's value on Kelly Blue Book is approx $1,200 to $1,400. My question is if it is in fact deemed a total loss, would I get a check for the above amount and have to relinquish my car? It would probably be impossible to find a reliable car for that amount of money, so I feel like I'd be getting screwed over. What are my options if they do call it a total loss and only want to give me $1,200? Has anybody had a similar experience?
My auto insurance is automatically withdrawn ?
from my checking account, should the funds not be in there will payment go through as insufficient or will merchant cancel policy due to non payment?
Do I need my own auto insurance?
My girlfriend and I recently moved in together, my company provides vehicle for me. Do I need to be added to her personal auto policy to be able to drive her car. Vehicle registered in Michigan.
Why? should we keep feeding the greedy insurance,auto,and financial crooks who screwed us for years<?
with bad auto's.crappy insurance and greedy banking fee's,so bad that they even bragged about how they were screwing the average americanin there company meetings its a matter of record i say let the chips fall ,to hell with them greed is like a spice in soup,a little is good to much ruins the whole pot i hope you guys know this is not nearly over yet,as i said when it was first approved all we did is open the door for the rats to get more cheese
